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Can credit card companies change the rate on a "for life" balance transfer offer?

I have a significant amount of debt on 2 different cards that were both a balance transfer offer that was 3.99% for the life of the balance. Aside from me missing a payment or going over my credit limit (which I have never done), in general, is there any way the credit card company can change my rate?? Thanks. I have not missed a payment BTW. And I am very aware of the payments going to lower APRs before higher. I'm not in either of those traps. I am just wondering if there is a loophole that would allow them to change it otherwise.

Public Comments

1. I believe that if you are late on a payment (as little as a day late) or if you go over the limit, you technically breech the contract and they can do whatever the h*ell they want to you. :( I'm very sorry!
2. It's in the fine print they can change the rate. Discover card offered me a balance transfer offer for 3.99 %. I had $1800.00 in purchases on this card so I did a transfer from another card for $2400.00. Now, when I make a payment, they apply the payment to the transfer amount, but they charge me the purchase rate which is 13.99 %.
3. They can practically change your rate whenever they want right now. If you are late on one credit card and the another CC company runs you credit rating they can raise your rates even if you have never been late before with them. Now they are putting 3 to 5 day holds on mailed and phone payments to ensure they are late. Guess what that 3.99% you talk about will go to 29.99%. You MUST read the fine print. There is no TRUTH IN LENDING, even with you house. Lenders tell you its a 5% loan, but in truth it is a 95% or more loan. Lenders are liars and cheats. Pay off all your depts and never borrow money again. I'm doing it and so can everyone else. Concentrate on one dept at a time. Set a budget and use excess money (if any) to pay extra on one dept. When that one dept is gone roll the extra money and the min. payment from the first dept onto the next dept. Keep doing that until they are all gone, gone, and gone. Lenders got us in this financial crisis and by god we need to kick them out, permanently.