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how I get discover credit card work with me?

I owe 13,752 dollars on Discover, I went through a ruff patch of my life a couple years ago. And last year they put me in a program were I would only pay 150$ per month to try to catch up, but i knew it was to only bide some time, time has come and they will remove the monthly payment of 150 and boost my interest from 9% back to 14.99 or 13.99 i forgot which one. and i will not be able to make the new payment because i know they will be in the upper 300 because the credit limit was 12,500 and the balance is 13,752. I dont know what to do. please help. And also my credit is shot right now.

Public Comments

1. You can't force them to work with you. Explain politely that they can work with you or you'll file bankruptcy and they will get nothing.
2. They already have worked with you. Now its time for you to pay. Get a second job if necessary.